Nowadays, Health insurance is must. It is as good as a your safety net for hospitalizations. Specially when you come across a sudden surprises. But did you ever know that you can make your coverage even stronger and beneficial with additional health insurance riders? They’re like additional boosters which boosts your policy’s coverage.
Now, let’s take a look at 6 Important Insurance Riders:
Critical Illness Cover
You can imagine this as having a financial superhero that helps you fight serious or critical illnesses like cancer or a heart attack. That’s what this rider does! This rider gives you a lump sum amount to cover medical bills and other expenses. 🏥💪
Maternity Cover
Are you Planning to start your a family? Maternity cover rider is your best buddy to get settle with all these expenses. It covers costs from prenatal check-ups to delivery and after birth care. 👶🍼
Daily Hospital Cash
Think of it as a daily allowance for your hospital stay when you stay in the hospital for more than 24 hours. This rider gives you a pre-chosen amount for the total no of days you stay in the hospital. It helps cover extra expenses like food, travel, or personal care. 🏨💰
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Accidental Disability Cover
Life is uncertain, Accidents happen, but this Accidental Disability rider ensures you’re financially covered. This rider gives a predefined sum insurance cover as a lumpsum. 🩹💰
Super Top-Up
This rider is like a booster bullet for your coverage. It increases your overall insurance limit when your base policy reaches its limit. This means after ending up your existing sum insurance, if you claim, it will help you to get coverage. 💉🛡️
Room Rent Waiver
With this rider, you should not be more worrying about expensive hospital rooms! This Room Rent Rider covers the cost of your choosen room rents, so you can focus on getting treatments done and get better. 🏥💸
Therefore, you make sure not just to pay for basic insurance coverage. Add these riders to your health insurance policy and get more secure, and be prepared for whatever life throws on your way! 😊
